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Published on 7/19/2023, 3:12:00 PM

Knowingly Driving Uninsured Vehicle in Maryland | TA 17-107(a) | Traffic Violation for Driving without Insurance

Maryland law is very strict when it comes to vehicles and insurance: every vehicle on Maryland's roads must carry the minimum insurance coverage.

Yet, situations arise every day where drivers are stopped while behind the wheel of an uninsured vehicle.

If you've found yourself in this predicament, understanding the gravity of the situation is crucial.

As a seasoned law firm in Maryland, FrizWoods combines the years of experience of each of it's lawyers in navigating this intricate legal terrain.

Can I go to jail for knowingly driving without insurance?

In Maryland, knowingly driving an uninsured vehicle is viewed as a misdemeanor traffic violation. Under TA 17-107(a), the maximum penalty can extend to up to a year in jail, five points on a driver's license and/or a fine of $1,000 for a first-time offense and increase with subsequent violations to up to two years in jail, five points on a driver's license and/or a fine of $1,000.

However, financial penalties and incarceration are just the start. Beyond criminal penalties, the Motor Vehicle Administration (MVA) can impose additional penalties including suspension of your license, or even revocation in certain scenarios. Engaging a professional criminal defense attorney can help mitigate these penalties, if not dismiss them altogether.

Will I get a warrant if I miss Court for driving uninsured?

Yes, you very well may have a warrant out for your arrest if you missed court on a Maryland criminal traffic case. Because the maximum penalty involves the possibility of incarceration, Judges can - and often do - issue warrants for failures to appear on driving uninsured cases.

What if I had insurance when I was driving?

You might be wondering: what if I actually had insurance but am still facing these charges?

Clerical errors or communication gaps between your insurance company and MVA could result in false charges. Instances like your insurance company failing to send proof of insurance, or a bureaucratic mistake at the MVA, can occur.

If you can present solid proof of insurance, there's a good chance your charges could be dismissed, or you might be acquitted after a trial.

At FrizWoods, we've successfully assisted numerous clients through these legal hurdles.

What if the vehicle wasn't my car?

Were you borrowing a friend's car or driving a rental unaware it was uninsured? It can feel incredibly unjust to face severe penalties for someone else's oversight. The law is complex, and simply claiming you were unaware might no bet sufficient.

A meticulously constructed defense strategy is essential in these situations, which is precisely the service we offer at FrizWoods.

What if I didn't know my insurance lapsed?

Innocent lapses in insurance payments happen. It could be due to a missed payment, a bank error, or even a simple oversight on your part.

However, the onus is on you to show that the lapse was not intentional. It's here that professional representation can help, by effectively demonstrating your lack of knowledge about the insurance lapse.

Defenses at trial


The state must prove that you knowingly drove an uninsured vehicle. But proving knowledge or intent can be complex. At FrizWoods, we excel at challenging this aspect of the state's case, often leading to a reduction or even dismissal of charges.

Legality of the Stop

Did the law enforcement officer have a valid reason to stop you? We meticulously review the details of your case to ascertain this. If we can establish the illegality of the stop, the resulting charges may be dropped entirely.

Proof of a lack of insurance

The state must provide concrete proof that you were uninsured at the time. While this may seem straightforward, many variables come into play. Our expertise lies in challenging this evidence effectively, often leading to favorable outcomes for our clients.

Speak with a traffic lawyer today

Understanding Maryland's uninsured driving laws is crucial if you're facing such charges. Whether you're charged with driving suspended in Maryland or Driving without a license, our attorneys can help.

Each case is unique, demanding professional advice. At FrizWoods, we bring our vast experience in traffic violations and criminal defense to your aid.

We pride ourselves on being not just experienced, but also approachable and dedicated. We will fight tooth and nail for your rights and strive for the best possible outcome. Reach out to us today for a consultation.